TALKING FINANCE with Justin Baiocchi of Baiocchi Griffin Private Wealth A dash for cash One thing I've noticed as a parent, is that children don't walk. At least, not in any conventional sense. They run. Everywhere. To the kitchen, to the car, to the end of the driveway, and sometimes straight back again, just to remind you that standing still is apparently illegal. Shoes? Optional. Collisions with furniture? Frequent. Airborne snack launches? Inevitable. At first, I tried to slow my kids down, reasoning that running indoors was messy, dangerous, and exhausting for anyone tasked with their supervision. But eventually, I realised running is just how children experience the world-full of energy, curiosity, and a total disregard for obstacles. And there's a link to the investment world: Our finances are kind of like children in motion. Left unchecked, money also tends to run off in all directions. A new gadget here, a music of streaming subscription there, and suddenly you're tripping over debt like it's a rogue Lego brick. Investments? Savings? Budgeting? Often ignored in the chaos of immediate gratification. Unlike a child's scraped knee, financial collisions can really hurt. A late bill can turn into a penalty. Impulse spending can become months of catch-up. Sprint blindly toward short-term pleasures, and retirement can feel like a finish line that keeps moving further away. But running isn't all bad. Children sprint because they're unstoppable, full of curiosity and drive. Money can do the same, if channelled correctly. Automated savings, regular investing, and smart financial habits are like teaching your money to run in a safe lane-fast enough to get somewhere, but not careening into walls. So I've learned to let my kids dash across the living room. Sometimes I even cheer them on! And maybe we can all take a page from their book: let your money run free, but perhaps with a bit of guidance and fewer tripping hazards. After all, if both you and your finances can master controlled sprints, life suddenly feels more exhilarating-and a lot less painful. BAIOCCHI GRIFFIN PRIVATE WEALTH Level 1, 462-464 Peel St, Tamworth NSW 2340 6766 9000 AFSL No 424658 This article is general in nature and does not take your individual situation into account. You are advised not to act on anything contained herein, or discussed as a consequence of the contents of this document, without receiving financial advice from a suitably qualified person such as a financial planner, lawyer or accountant. Follow us on Twitter @BaiocchiGriffin Find us on Facebook facebook.com/BaiocchiGriffinPrivate Wealth www.bgprivatewealth.com.au 3258 TALKING FINANCE with Justin Baiocchi of Baiocchi Griffin Private Wealth A dash for cash One thing I've noticed as a parent , is that children don't walk . At least , not in any conventional sense . They run . Everywhere . To the kitchen , to the car , to the end of the driveway , and sometimes straight back again , just to remind you that standing still is apparently illegal . Shoes ? Optional . Collisions with furniture ? Frequent . Airborne snack launches ? Inevitable . At first , I tried to slow my kids down , reasoning that running indoors was messy , dangerous , and exhausting for anyone tasked with their supervision . But eventually , I realised running is just how children experience the world - full of energy , curiosity , and a total disregard for obstacles . And there's a link to the investment world : Our finances are kind of like children in motion . Left unchecked , money also tends to run off in all directions . A new gadget here , a music of streaming subscription there , and suddenly you're tripping over debt like it's a rogue Lego brick . Investments ? Savings ? Budgeting ? Often ignored in the chaos of immediate gratification . Unlike a child's scraped knee , financial collisions can really hurt . A late bill can turn into a penalty . Impulse spending can become months of catch - up . Sprint blindly toward short - term pleasures , and retirement can feel like a finish line that keeps moving further away . But running isn't all bad . Children sprint because they're unstoppable , full of curiosity and drive . Money can do the same , if channelled correctly . Automated savings , regular investing , and smart financial habits are like teaching your money to run in a safe lane - fast enough to get somewhere , but not careening into walls . So I've learned to let my kids dash across the living room . Sometimes I even cheer them on ! And maybe we can all take a page from their book : let your money run free , but perhaps with a bit of guidance and fewer tripping hazards . After all , if both you and your finances can master controlled sprints , life suddenly feels more exhilarating - and a lot less painful . BAIOCCHI GRIFFIN PRIVATE WEALTH Level 1 , 462-464 Peel St , Tamworth NSW 2340 6766 9000 AFSL No 424658 This article is general in nature and does not take your individual situation into account . You are advised not to act on anything contained herein , or discussed as a consequence of the contents of this document , without receiving financial advice from a suitably qualified person such as a financial planner , lawyer or accountant . Follow us on Twitter @BaiocchiGriffin Find us on Facebook facebook.com/BaiocchiGriffinPrivate Wealth www.bgprivatewealth.com.au 3258